Buying A Home

Heritage Realty understands that, for most people, a home purchase can be intimidating for many reasons ranging from financial concerns to general uncertainty regarding the market and the many steps it takes to secure the right home. Our agents are experienced, well informed, patient and able to guide you through these uncertainties to ensure you buy the right home at a competitive price.  We believe that a well represented buyer will have peace of mind when it is time to close on the home, and it is our obligation to provide you with all the tools and resources you need to make a well informed purchase.

Why Work with a Realtor to Buy a Home?

A good realtor is helpful to a buyer in the following areas:

• Realtors provide much needed, time saving assistance in the buying process by providing objective information about each property.  REALTORS® have access to a variety of informational resources and can quickly provide local community information on utilities, zoning, schools and safety.  We also assist buyers in determining trends, such as, determining if an area is good for potential resale.

• Realtors can help you negotiate. There are several key negotiating factors, including price, financing, terms, date of possession, as well as repair liability and cost.

• Realtors provide due diligence to clients in the evaluation of the property. A realtor assists buyers in finding qualified professionals that thoroughly examine a home.  Inspectors examine many areas, checking for termites, leaks, air conditioning/heating, foundation problems, roof condition, as well as septic tanks and well systems, just to name a few.

• Realtors guide buyers through the closing process to ensure the entire transaction is done correctly and to the buyer’s satisfaction.

The following are 3 tips for buying a home:

1. Contact a financing consultant. Know how much you are qualified to borrow and begin the borrowing process before you begin looking at houses.  It will make your position much stronger when negotiating your final sales price.  We can recommend highly qualified lenders in our area!

2. Determine what your budget is.  By knowing your budget, you will save time, as your focus will be upon those homes within your carefully prescribed budget.

3. Determine what 3 things are most important to you in your new home.  By providing this list to your realtor, you will again take better advantage of your time, as your realtor will be able to provide you with listings more tailored to your specifications.